



The trust and identity happy hour show.
In this industry, we do some of our best relationship building and idea sharing when we gather for happy hour events and conference afterparties. We all know that’s where the real conversations are happening. Co-hosts Sage Avarda and Steve Craig are bottling up that energy and delivering it to you, no matter where you are, in this monthly series!
Each episode, Sage and Steve will sit down with a leader in the trust and identity space to enjoy a rarified spirit or wine while chatting through all things verification and authentication. Cheers!
Latest Episode
Stirring Up KYB and Onboarding with Flora Zhang
Thursday, October 22 at 4 pm ET!

Flora Zhang (Brex) is a masterful AI production and risk management leader focused on the future of KYB and small business onboarding – and she brought her expertise to the 100proof studio.
As Brex’s Head of Onboarding, Flora is solving for one of fintech's hardest problems: how do you verify new small businesses with thin credit histories and digital footprints? Flora joins Steve and Sage to break down best practices for modern KYB, what AI can and can't be trusted to decide on its own during the onboarding process, and why identity systems must span across the entire customer journey – not just at onboarding.
Join us for the LinkedIn Live episode watch party on October 22 at 4 pm ET – with real-time audience engagement in the chat from Sage, Steve, and Flora!

Episode 3
KYAi, Straight Up with Michelle Beyo
You've heard of KYC and KYB. We're introducing a new acronym to the industry... KYAi!
Know Your AI Agent (KYAi) is the brand new concept taking the identity world by storm, and it's crucial to the future of secure agentic commerce. To help us tackle this episode's topic, we brought in one the leading voices in modern financial innovations: Michelle Beyo.
As CEO of Finavator and author Mastering the Future of Finance (currently available for preorder here), Michelle is well-equipped to speak to the trust infrastructure needed as we enter the era of autonomous payments. While sipping on an artisanal pink gin, Michelle chats with Steve and Sage about what's next for identity in agentic finance and gives us a taste of the insights in her upcoming book.
Meet the Cohosts

Sage Avarda (she/they) is a new media creative dedicated to elevating expert voices in the identity space from both behind and in front of the camera. Known as the "social butterfly of trust and fintech," Sage has interviewed (and fangirled) leaders of industry giants including Salesforce, FICO, Alloy, Brex, Venmo, FIS, Zelle, Stripe, and, of course, Prove.

Steve Craig (he/him) is a digital identity strategist with a knack for making complex cross-industry trends legible to leaders and builders alike. Often sought for speaking engagements and panel moderation, Steve is well regarded for his unique perspectives and tenure-backed insights. He is founder of PEAK IDV and Head of Platform Strategy at Prove.








