Credit Cards


An app-o-rama describes the practice of credit card points and miles junkies to apply for multiple credit cards in a very short period of time. By limiting the span of time between applications, an app-o-rama limts the odds that you’ll be turned down for a card due to multiple applications. App-o-ramas are less effiective than they used to be, and require more research, because credit inquiries now show up on a credit bureau’s datase in close to real-time.