Credit Cards

Restore Online Shoppers Confidence ACT (ROSCA)

The Restore Online Shoppers’ Confidence Act, signed into law in 2010, prohibits “data pass” transactions in which a consumer’s payment card information is passed from one merchant to another for the purpose of making additional sales with little consumer consent. The law requires third-party sellers to clearly and conspicuously disclose who they are and what they are selling, and that consumers take affirmative actions to permit the additional sales.