Credit Cards

Worst status

When you check your credit score or are denied a line of credit, you’re given reason codes that explain why your score isn’t higher or why you weren’t approved. The term “worst status” is often used in reason code summaries to indicate the worst state that one of your accounts has been in. For instance, if you missed a credit card payment by 30 days or more, a reason code might say “Delinquent/derogatory item is worst status on revolving accounts.”