# Prove - Digital Identity Verification and Authentication
> Prove helps businesses verify and authenticate people, businesses, and AI agents in real time while reducing fraud and creating faster, lower-friction digital experiences.


Important notes:
- Prove uses a persistent Identity Graph, reusable identity tokens, device-bound cryptographic keys, and real-time behavioral and risk signals to establish and maintain identity trust across the customer lifecycle.
- Prove supports onboarding, authentication, fraud prevention, compliance, payments, consumer servicing, and trust and safety use cases for industries including banking, fintech, cryptocurrency, healthcare, insurance, marketplaces, merchants, and online gaming.
- Prove provides coverage across more than 200 countries and regions, with 2.5 billion verifiable identities and more than 30 billion identity and authentication events processed annually.


## Products and Solutions
- [Prove Pre-Fill®](https://www.prove.com/solutions/pre-fill): Recognizes consumers and returns verified identity data in real time so businesses can pre-fill applications, reduce manual data entry and abandonment, accelerate activation, and stop impersonation and synthetic identity fraud during onboarding.
- [Prove Pre-Fill® for Business](https://www.prove.com/solutions/pre-fill-business): Associates an individual applicant with a business entity and uses minimal inputs to streamline business onboarding while supporting identity verification, security, and a lower-friction applicant experience.
- [Prove Account Opening](https://www.prove.com/solutions/account-opening): Establishes trust using a customer’s name and phone number to create an instant, verified onboarding experience that can move eligible applicants directly from account opening to activation.
- [Prove Human Assurance℠](https://www.prove.com/solutions/human-assurance): Provides proof that a digital interaction originates from a real human, helping businesses distinguish legitimate users from bots and automated abuse without adding unnecessary friction.
- [Prove Verified User℠](https://www.prove.com/solutions/prove-verified-user): Enables platforms to verify users and display trusted identity status, helping people interact more confidently across marketplaces, delivery services, ticketing, dating, and other digital communities.
- [Prove Unified Authentication℠](https://www.prove.com/solutions/unified-auth): Uses passive, persistent verification to recognize returning users across sessions, devices, and lifecycle changes, reducing reliance on passwords and one-time passcodes while protecting account access.
- [Prove Know Your Payee℠](https://www.prove.com/solutions/know-your-payee): Confirms the identity of a payment recipient before funds are transferred, helping financial institutions and payment providers reduce scams, prevent misdirected payments, and increase customer confidence.
- [Prove Agentic Suite](https://www.prove.com/solutions/agentic-suite): Establishes identity and accountability for AI agents acting on behalf of verified users, providing a trust framework for secure agentic commerce, delegated actions, payments, and consent.
- [ProveX℠](https://www.prove.com/solutions/provex): A digital trust exchange that lets enterprises retrieve verified data and credentials from trusted partners while maintaining identity binding, policy enforcement, consent, and confidence across interactions.
- [Global Coverage](https://www.prove.com/global-coverage): Details Prove’s international identity verification and authentication reach across more than 200 countries and regions, covering 2.5 billion verifiable identities and 90% of digitally active adults.
- [Prove Identity Platform℠](https://www.prove.com/solutions/prove-identity-platform): A unified platform for verifying identities, preventing fraud, and reducing friction across the customer lifecycle by combining persistent identity intelligence, authentication, orchestration, and real-time risk signals.
- [API Studio](https://www.prove.com/api-studio): Provides identity and verification APIs, client- and server-side SDKs, and a single integration that developers can use to build, deploy, and scale customized identity workflows.


## Use Cases
- [Onboarding and Commerce Enablement](https://www.prove.com/use-cases/onboarding-commerce-enablement): Helps businesses onboard and verify more consumers and companies using pre-populated, verified identity information that reduces form friction, improves conversion, and blocks fraudulent applicants.
- [Compliance](https://www.prove.com/use-cases/compliance): Supports scalable digital compliance workflows for KYC, KYB, AML, CIP, PEP screening, TCPA, and related requirements while reducing manual reviews, false positives, operational costs, and risk exposure.
- [Stablecoins, Tokenization, and Deposits](https://www.prove.com/use-cases/digital-assets-stablecoins-tokenization): Maintains verified identity and AML readiness beyond onboarding so digital-asset platforms can manage risk and compliance across stablecoin, tokenized-asset, deposit, and transaction workflows.
- [Authenticate and Transact](https://www.prove.com/use-cases/authenticate-transact): Enables active, passive, and passwordless authentication for account access and high-risk transactions, helping businesses secure sensitive actions without creating unnecessary customer friction.
- [Fraud Prevention](https://www.prove.com/use-cases/fraud-prevention): Combines real-time behavioral and risk signals with strong identity binding to stop fraud, protect customer data, approve more legitimate users, and balance security with a non-invasive experience.
- [Consumer Engagement and Servicing](https://www.prove.com/use-cases/consumer-engagement-servicing): Uses accurate, real-time identity management to recognize customers and preserve trust across servicing, account recovery, profile updates, support interactions, and other post-onboarding experiences.
- [Trust and Safety](https://www.prove.com/use-cases/trust-safety): Embeds identity verification throughout the user journey so platforms can protect their communities, reduce impersonation and abuse, and increase confidence between people interacting online.


## Industries
- [Banking](https://www.prove.com/industries/banking): Identity verification and authentication for banks seeking to accelerate account opening, streamline transactions, strengthen compliance, reduce account takeover and application fraud, and improve digital customer experiences.
- [Cryptocurrency](https://www.prove.com/industries/crypto): Helps cryptocurrency and digital-asset platforms onboard users faster, secure wallets and transactions, meet identity and compliance requirements, and reduce fraud without introducing excessive friction.
- [Fintech and Lending](https://www.prove.com/industries/fintech-lending): Helps fintechs and lenders acquire and verify customers, reduce onboarding and account-access friction, improve approval experiences, and defend against identity fraud and account takeover.
- [Healthcare](https://www.prove.com/industries/healthcare): Supports secure patient onboarding, portal access, account recovery, and servicing by verifying identities while reducing manual processes and friction across digital healthcare journeys.
- [Insurance](https://www.prove.com/industries/insurance): Helps insurers verify applicants and policyholders, reduce quote and application abandonment, secure account access, prevent fraud, and modernize digital policyholder experiences.
- [Marketplaces](https://www.prove.com/industries/marketplace): Helps digital marketplaces verify buyers, sellers, workers, and service providers, protect transactions, prevent account takeover and platform abuse, and build trust between participants.
- [Merchants](https://www.prove.com/industries/merchants): Enables merchants to streamline account creation and checkout, recognize trusted consumers, reduce first- and third-party fraud, and protect transactions while supporting higher conversion.
- [Online Gaming](https://www.prove.com/industries/online-gaming): Helps online gaming and sports-betting operators verify players, accelerate registration, meet age and identity requirements, protect accounts, and reduce fraud while preserving a fast user experience.


## Developer Resources
- [API Documentation](https://developer.prove.com/): Technical documentation and implementation guidance for integrating Prove identity verification, authentication, and related APIs into digital products and workflows.
- [Developer Sign-Up](https://portal.prove.com/register): Registration portal for developers who want to create an account and begin building or testing integrations with Prove.
- [Developer Blog](https://www.prove.com/developer-blog): Engineering articles, implementation guidance, product updates, and technical insights for developers working with Prove’s APIs and identity technology.
- [Prove on GitHub](https://github.com/prove-identity): Public code repositories, integration examples, libraries, and other developer resources maintained by Prove Identity.


## Resources
- [Industry Resources](https://www.prove.com/industry-resources): Central library of educational materials about digital identity, authentication, fraud prevention, compliance, customer onboarding, and related industry developments.
- [Events](https://www.prove.com/events): Information about upcoming conferences, webinars, and other opportunities to connect with Prove experts and learn about identity and fraud trends.
- [Insights](https://www.prove.com/insights): Educational explainers and practical perspectives on digital identity, AI-driven fraud, authentication, compliance, identity tokens, and emerging trust challenges.
- [Customer Stories](https://www.prove.com/customer-stories): Case studies showing how organizations use Prove to improve onboarding, increase pass rates and conversion, reduce fraud, and modernize customer experiences.
- [Webinars](https://www.prove.com/industry-resources/webinars): Live and on-demand sessions featuring Prove experts, customers, and industry leaders discussing identity verification, fraud, compliance, and digital transformation.
- [Blog](https://www.prove.com/blog): Prove’s collection of company news, product announcements, identity and fraud analysis, technical explainers, regulatory commentary, and industry perspectives.
- [Prove in the News](https://www.prove.com/prove-in-the-news): Coverage of Prove’s products, partnerships, research, leadership, and role in the digital identity and fraud prevention market.
- [100 Proof](https://www.prove.com/100proof): Prove’s trust and identity happy hour show, featuring conversations about digital identity, authentication, fraud, technology, and industry trends.
- [Improve 2026](https://www.prove.com/improve): On-demand sessions from Prove’s Improve 2026 event covering identity innovation, fraud prevention, customer experience, and the future of digital trust.


## Blog Content
- [Prove Launches ProveX℠, the Internet’s First Digital Trust Exchange](https://www.prove.com/blog/provex-digital-trust-exchange): Introduces ProveX, a digital trust exchange that lets enterprises access verified data and credentials from certified partners. The article explains how identity binding, policy, and consent allow trust to move across Web2, Web3, and agentic experiences.
- [Prove Launches Verified Agent Solution to Secure the $1.7 Trillion Agentic Commerce Revolution](https://www.prove.com/blog/prove-verified-agent-secure-agentic-commerce): Introduces Prove Verified Agent and its framework for connecting an autonomous agent to verified identity, intent, payment credentials, and consent. It explains how accountable agent identity can support scalable, fraud-resistant commerce.
- [Bill Payments and Billing Solutions in the US for Institutional and Consumer Use](https://www.prove.com/blog/bill-payments-billing-solutions-us-institutional-consumer-use): Surveys the shift from paper-based billing to digital payment software and applications. It examines how these tools give consumers more control while helping institutions streamline collections, lower costs, and improve cash flow.
- [What Is Trust Score?](https://www.prove.com/blog/trust-score): Explains how Prove’s Trust Score™ analyzes behavioral and phone intelligence signals to assess fraud risk and identity confidence. It also covers applications in account opening, customer authentication, SIM-swap defense, and account-takeover prevention.
- [Recycled Phone Numbers Fuel a Wave of “Silent” Fraud: Here’s How to Fight Back](https://www.prove.com/blog/recycled-phone-numbers): Examines how reassigned phone numbers can give bad actors access to accounts and sensitive communications. It describes how phone reputation, ownership verification, and primary-number identification help businesses reduce this often-overlooked risk.
- [Prove Launches Global Identity Graph to Redefine Digital Trust for 90% of Digital Consumers](https://www.prove.com/blog/prove-launches-global-identity-graph-redefine-digital-trust): Announces Prove’s Global Identity Graph and explains how it connects verified human identities with digital tokens. The article describes how persistent identity intelligence enables secure, instant, and lower-friction engagement at global scale.
- [A More Secure SMS OTP Alternative: Instant Link™](https://www.prove.com/blog/sms-otp-alternative-instant-link): Explains how Instant Link™ replaces a numerical one-time passcode with a secure link delivered by SMS. The linked flow performs a cryptographic possession check, reducing interception risk while maintaining a familiar authentication experience.
- [Approaches to the Complex Issue of Age Verification](https://www.prove.com/blog/approaches-to-the-complex-issue-of-age-verification): Reviews online age-verification methods ranging from self-declaration to facial analysis and identity verification. It considers the challenge of protecting users while balancing accuracy, privacy, free expression, and access to digital services.
- [Passkey Syncing Fraud: The New Attack Vector Everyone Saw Coming](https://www.prove.com/blog/passkey-syncing-fraud-new-attack-vector): Explains how attackers who compromise a cloud account may be able to download synchronized passkeys and access other services. It outlines the resulting risks and defensive steps for consumers and businesses managing high-value accounts.
- [CFPB Regulation E Update: Onus on Banks for Better Fraud Prevention](https://www.prove.com/blog/cfpb-regulation-e-update-onus-on-banks-for-better-fraud-prevention): Discusses CFPB guidance concerning Regulation E and unauthorized electronic fund transfers. The article explains why banks and financial institutions have stronger incentives to improve one-time-passcode security, biometrics, and fraud prevention controls.
- [Prove Identity Secures $40 Million in Funding Led by MassMutual Ventures and Capital One Ventures](https://www.prove.com/blog/prove-identity-secures-40-million-in-funding-led-by-massmutual-ventures-and-capital-one-ventures): Announces Prove’s $40 million funding round led by MassMutual Ventures and Capital One Ventures. It describes how the investment supports global expansion and continued development in digital identity verification and authentication.
- [What Is Cryptographic Authentication and Why Are Leading Companies Moving Away from Risk-Based Authentication?](https://www.prove.com/blog/what-is-cryptographic-authentication-why-are-leading-companies-moving-away-from-risk-based-authentication): Defines cryptographic authentication and contrasts it with traditional risk-based approaches. The article explains how cryptographic methods can provide stronger proof, mitigate fraud, and create faster, easier customer authentication experiences.
- [A Watershed Moment for Digital Banking: FDIC’s New Stance on Pre-Filled Data Paves the Way for a Safer, Faster Future](https://www.prove.com/blog/digital-banking-fdic): Examines FDIC guidance allowing banks to use pre-filled customer information within Customer Identification Program workflows. It explains how the change can streamline account opening, reduce friction, improve security, and expand financial inclusion.
- [Prove’s State of Identity Report Highlights the New Rules of Digital Trust](https://www.prove.com/blog/prove-state-of-identity-report): Summarizes findings from Prove’s State of Identity Report, including the weaknesses of point-in-time verification. It outlines a transition toward persistent, continuous identity that can respond to changing risk while improving customer experience.
- [FAQ: Prove Pre-Fill](https://www.prove.com/blog/faq-prove-pre-fill): Answers common questions about Prove Pre-Fill®, including how it verifies identity and pre-populates onboarding forms. The FAQ explains how the solution can reduce data entry and abandonment while improving accuracy, conversion, and fraud protection.
- [The Last Gap in Silent Network Authentication. Closed.](https://www.prove.com/blog/gsma-ts43-mobile-identity-verification-prove): Explains how the GSMA TS.43 standard expands silent network authentication capabilities. It describes how Prove uses the standard to deliver stronger, device-bound verification and reduce dependence on vulnerable SMS one-time passcodes.
- [FinTech Startups Changing the Debt Collection Experience for Businesses and Consumers](https://www.prove.com/blog/fintech-startups-changing-debt-collection-experience-for-businesses-consumers): Explores an underrepresented area of fintech innovation: technology-led debt collection. It discusses how startups can modernize inefficient collection processes and create more effective, accessible experiences for creditors and consumers.
- [Cardless ATMs, QR Codes to Withdraw Cash, Millennials, and 3 Innovators](https://www.prove.com/blog/cardless-atms-qr-codes-withdraw-cash-millennials-3-innovators-495002): Looks at how mobile technology, cloud infrastructure, QR codes, and cardless ATMs are changing access to cash. The article highlights innovators developing more convenient banking and cash-withdrawal experiences for digitally oriented consumers.
- [Prove Partners with FNBO to Modernize Onboarding Experience](https://www.prove.com/blog/prove-partners-with-fnbo): Announces FNBO’s use of Prove Pre-Fill® for co-branded card onboarding. The partnership aims to create a faster, more secure, digital-first application experience by verifying applicants and reducing the information they must enter manually.
- [Discover’s Network of Networks Strategy Makes It More Global and Much Bigger Than It Appears](https://www.prove.com/blog/discovers-network-of-networks-strategy-makes-it-more-global-and-much-bigger-than-it-appears): Analyzes Discover’s network-of-networks strategy and its impact on international acceptance. The article explains how partnerships with regional payment networks can expand global reach and create more convenient cross-border payment experiences.
- [Prove Launches Identity Platform as the Trust Layer for an Agentic World](https://www.prove.com/blog/prove-launches-identity-platform-trust-layer-agentic-world): Introduces the Prove Identity Platform as a persistent trust layer for people, businesses, and AI agents. It describes how identity history, adaptive authentication, fraud protection, and proactive monitoring support trust throughout the customer lifecycle.
- [The Crisis of Identity, Part 1: Why Agentic Commerce Needs a KYA Roadmap](https://www.prove.com/blog/agentic-commerce-identity-crisis-kya): Examines the trust gap created when AI agents transact on behalf of people without a shared identity standard. It introduces a Know Your Agent roadmap for linking agent actions, authorization, and accountability to verified humans.
- [Challenges and Opportunities in the Ride-Sharing Industry](https://www.prove.com/blog/challenges-opportunities-ride-sharing-industry): Reviews the global growth of ride-sharing and the factors that attract or discourage commuters. It considers opportunities for platforms alongside challenges involving user trust, safety, competition, operations, and the overall customer experience.


## Company
- [About Prove](https://www.prove.com/about): Background on Prove’s mission, approach to digital identity, and work helping organizations verify customers, reduce fraud, and deliver better digital experiences.
- [Partner Program](https://www.prove.com/prove-partner-program): Information for technology providers, consultants, resellers, and other organizations interested in integrating, implementing, or bringing Prove identity solutions to customers.
- [Careers](https://www.prove.com/careers): Current opportunities to join Prove, along with information about the company’s teams, culture, values, and employee experience.
- [Leadership](https://www.prove.com/leadership): Profiles of the executives and investors guiding Prove’s strategy, product development, operations, and growth.
- [Contact Sales](https://www.prove.com/contact): Contact form for organizations that want to discuss identity verification, authentication, fraud prevention, compliance, or another use case with Prove’s team.


## Legal and Privacy
- [Legal and Privacy Overview](https://www.prove.com/legal/overview): Central location for Prove’s legal notices, privacy information, compliance-related statements, and other policies governing its website and services.
- [Privacy Notice](https://www.prove.com/legal/overview#Website-Privacy-Notice): Explains how Prove collects, uses, discloses, and protects personal information associated with its website and related interactions.
- [Terms of Service](https://www.prove.com/legal/prove-terms-of-service): Terms governing access to and use of Prove services, including applicable rights, responsibilities, limitations, and legal conditions.
- [Exercise Your Privacy Rights](https://prove-privacy.relyance.ai/): Portal for submitting requests related to applicable privacy rights and choices concerning personal information.
- [Trademark Usage Guidelines](https://www.prove.com/legal/trademark-usage-guidelines): Requirements for appropriately referencing and displaying Prove’s trademarks, service marks, names, and brand assets.
- [Statement on Combating Modern Slavery](https://www.prove.com/legal/overview#modern-slavery-statement): Prove’s statement describing its commitment and approach to preventing modern slavery and human trafficking in its operations and supply chain.