When money moves fast, trust has to move faster
Fraud now exploits real, previously verified identities, rendering point-in-time KYC and MFA ineffective, especially in payments and transfers.
As real-time money movement, global scale, and AI-driven attacks erase the margin for error, identity has become core financial infrastructure.
Prove’s State of Identity Report shows why FinTechs must move beyond compliance checks to continuous, transaction-level identity built for modern risk.
What You’ll Learn
Why legacy KYC, MFA, and OTPs collapse under AI-driven attacks
How identity risk grows as financial velocity increases
Why continuous, device-rooted identity is now required for compliance and growth
What capabilities are emerging as the new baseline for financial trust
Key Insights You’ll Gain
Why FinTech Leaders Need this Report
AI is pushing fraud beyond human and rules-based defenses.
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FinTech operates where risk is highest: instant payments, global users, and irreversible money movement.
Yet most identity systems still stop at onboarding, leaving critical moments (account changes, withdrawals, recovery, and post-login activity) dangerously exposed.
Our report shows why trust must move as fast as money, and how FinTechs can replace point-in-time checks with continuous, transaction-level identity built for AI-era fraud.
