ClickCease
Fintech / Lending

Acquire more lending business while reducing fraud

Accelerate the onboarding process and secure transactions in the fintech/lending space with advanced identity verification and fraud prevention technology.

79%

Faster onboarding‍

35%

Less onboarding abandonment

28%

Increase in auto-approvals

The world's best fintechs & lenders trust Prove

How Prove helps lending companies

Remove friction and fraud from onboarding and add optional KYC checks
Challenge

Balancing a smooth customer onboarding experience with strong fraud controls often requires trade-offs.

Solution

Prove Pre-Fill® streamlines customer onboarding and reduces fraud by auto-filling forms with verified customer data.

Reduce risk & fraud while improving customer transaction experiences
Challenge

Regulations complicate customer experiences, and companies are trying to balance policy adherence and risk/fraud management while also providing a streamlined customer experience.

Solution

Prove Identity® augments risk-scoring processes with proprietary phone ownership signals, improving risk & fraud management while decreasing customer process hoops.

Intelligent identity management
Challenge

Fintechs often struggle with managing customer identities, leaving them vulnerable to incentive fraud, identity theft, and customer contactability issues.

Solution

Prove Identity Manager℠ is a registry of tokenized customer identities that enables companies to recognize and authenticate customer identities across multiple use cases and channels while reducing fraud.

Frictionless authentication to protect against unauthorized access
Challenge

Customers expect a frictionless world where account access is streamlined and instant. Fintechs need to balance customer experience with managing risk & fraud and identity authentication.

Solution

Prove Auth® offers a suite of passive and active authenticators to adapt to any customer’s authentication scenario across low-to-high-risk events.

“We were looking to solve two primary challenges: reducing fraud and improving the customer experience by reducing friction in the credit card application process. Prove allows us to validate phone ownership and possession for 90%+ of users while also allowing us to pre-fill meaningful pieces of the application for those users, reducing the number of steps they need to go through to sign up.”

Brandt Smallwood,

President, Bilt Rewards

"In gaming, the stakes for getting identity right are exceptionally high. With Prove’s Pre-Fill and Unified Authentication solutions on the Prove Identity Platform, we’re streamlining onboarding, enabling seamless authentication, and strengthening fraud protection, all while reducing friction. This partnership allows us to turn identity into a true strategic advantage and set a new benchmark for trusted digital experiences in gaming."

John Snyder,

Product Leader, BetMGM

"We've integrated Prove Pre-Fill® and it's a phenomenal solution that drives real results. It not only increases the completion rate and helps you increase sales, but it really does all the fraud work in the background, so it doesn't impact the customer experience, and we saw a significant decrease in the fraud rate. We've had amazing results."

Senior Vice President,

Digital Credit & Authentication, Synchrony

"Trust and safety is the backbone of what we deliver for our customers - caregivers entering someone's home, and families welcoming a stranger into theirs. Through Prove, we deliver frictionless identity verification via mobile phone possession checks enabling us to effectively filter out bad actors while preserving a seamless experience for legitimate users.  Prove has been a true extension of our team, helping us turn trust into a meaningful differentiator."

Naaz Nichols,

Chief Experience Officer, Care.com

"With Prove, we replaced a slow, high-friction photo ID process with a seamless experience that made account recovery 10x faster while reducing support cases and strengthening security. More importantly, it allowed us to build trust with our customers in the moments when they need us most."

Senthil Sivasubramanian,

Engineering Leader, Gusto