Trusted by 2,000+ companies globally
Business Impact
Quickly Onboard More Trusted Customers
Uplift in onboarding completion
Reduction in fraud relative to attack rate
Reduction in onboarding abandonment
Key Benefits
Build Faster, Safer Onboarding
Instant recognition of verified users enables seamless, personalized onboarding and faster activation at peak intent
Shorter forms reduce front — door friction, lowering abandonment and keeping high-intent users in the flow
Identity attributes come from trusted sources, improving data quality and blocking impersonation from the start
Verify identities against global sanctions and PEP lists in a single flow — reducing duplicate checks, lowering costs, and supporting AML/KYC compliance with high match accuracy and broad coverage
Use only a phone number to return validated identity data, reducing sensitive data entry and streamlining conversion for approximately 1 in 5 transactions today
Use Cases
Turn Identity Verification Into Faster Customer Growth
Eliminate long forms and manual entry by returning trusted identity data in real time — keeping high-intent users in the flow
Recognize users instantly and maintain momentum from signup to activation — engaging customers when intent is highest
Unify identity signals at onboarding to improve data quality and strengthen fraud defenses from the start
How It Works
How Prove Pre-Fill Accelerates Onboarding With Trusted Data
Let qualifying users begin onboarding with a single tap. When a user selects Continue, the app starts a challengeless attempt using the phone number already on file and the device in hand.
Verify that the phone number belongs to the device being used. Prove authenticates the device and confirms the phone relationship using Prove Key, Mobile Auth, or SMS fallback.
Resolve identity before asking the user to type anything. Once the phone relationship is verified, Prove references the Identity Graph to assess confidence and risk in real time.
Pre-fill the application with trusted identity data. Prove retrieves validated information already associated with the user and returns it in near real time for review and consent.
Move users from first tap to completed onboarding with less friction. Prove authenticates the device, verifies the phone relationship, resolves identity, and returns verified data to pre-fill the application.
When Challengeless is unavailable, the flow seamlessly falls back to standard Prove Pre-Fill® where the user provides a minimal identifier such as date of birth. Prove authenticates and verifies the identity, and returns trusted data for review to complete the flow.
Why Prove?
The Identity Intelligence Behind Faster and Safer Onboarding
Cryptographic device verification and 12+ years of phone behavioral signals that deliver best-in-class accuracy
Prove approves more legitimate customers and blocks more fraud by verifying cryptographic possession of a carrier-authenticated device instead of relying on spoofable static data — delivering up to 20% higher pass rates while stopping bots, synthetic identities, and fraud
30B+ annual identity events across 19 of the top 20 U.S. banks means Prove's fraud intelligence and match accuracy improve with every transaction
A persistent, real—time identity network that connects devices, credentials, and identity attributes into a single deterministic ID
Quantify identity confidence to apply the right level of friction — or none at all — based on risk
Continuously evolving fraud intelligence ensures protection without degrading the customer experience
Become a success story
Learn how Bilt Mastercard used innovative identity verification and identity pre-fill technology to increase their onboarding pass rate to 90+%, enabling more new customers to sign up more quickly and securely.
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See how Spark Wallet used Prove Pre-Fill®, Trust Score®, and Mobile Auth℠ to block bot attacks, reduce fraud-related losses, and create a seamless, low-friction onboarding experience for real users.
Learn how a leading healthcare system used Prove Pre-Fill® to streamline patient onboarding, reduce friction in their digital front door, and enable faster, secure account creation for millions of patients seeking remote and in-person care.
Discover how a leading credit card issuer used Prove Pre-Fill® to deliver fast, frictionless identity verification for a healthcare client - reducing onboarding friction, accelerating sign-ups, and improving accuracy and completion rates.
“Before Prove, we looked into various solutions including liveness checks, face ID, and document-scanning solutions, but everything we implemented was too much friction for users,” stated Spusta. “We received complaints from users that our identity verification was too hard to use and even with all of these checks, the bots were still getting through. Abandonment was high and fraud was still getting in.”
"We were looking to solve two primary challenges: reducing fraud and improving the customer experience by reducing friction in the credit card application process. Prove allows us to validate phone ownership and possession for 90%+ of users while also allowing us to pre-Fill meaningful pieces of the application for those users, reducing the number of steps they need to go through to sign up."
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