Possession APIs
Mobile Auth℠
Passively authenticates every mobile login and signup without the use of passcodes, pop-ups, pins, or notifications, allowing businesses to seamlessly onboard customers faster and at a lower cost.
OTP Replacement - no consumer interaction required, reducing abandonment and error. No false positives (verification comes directly from Mobile Network Operator).
SMS Delivery
A configurable second-factor authentication service that allows a client to issue and verify one-time passcodes via SMS. Outputs include authentication status code, status description, and transaction ID.
Sending an SMS OTP or Instant Link to customers.
Voice Delivery
A configurable second-factor authentication service that allows a client to issue or confirm a one-time passcode via a voice call.
Sending a voice OTP to customers.
Reputation APIs
Trust Score® | Trust Score+
A real-time measure of phone number reputation and behavioral risk associated with an identity. Trust Score analyzes behavioral and Phone-Centric Identity™ signals at the time of onboarding or ongoing transaction to mitigate fraud such as SIM swap, account takeover, and synthetic identity fraud.
Customer onboard or securing a transaction that leverages authentication using a phone number.
Prevent Voice OTPs to be delivered to a phone number that currently is forwarding calls to another phone number.
Ownership APIs
Identity Verify℠
Identity Verify℠ matches name, address and other information against verified data. Prove applies its matching algorithm to calculate a matching score (or boolean) for each of the fields in order to verify a consumer's identity and phone ownership.
Account Opening/Customer onboarding, Phone Ownership for OTP Security.
Identity Verify℠ with KYC
Identity Verify℠ matches name, address and other information against verified data. Prove applies its matching algorithm to calculate a matching score (or boolean) for each of the fields in order to verify a consumer's identity and phone ownership.
These validations may assist with Know Your Customer (“KYC”) or other related compliance programs and may include sanction/watchlists and Politically Exposed Persons (PEP) checks as well as ongoing monitoring, if elected by a Client.
Account Opening/Customer Onboarding.
Contact Compliance with Safe Harbor
Verify that phone numbers have not been disconnected since the most recent Right Party Contacted Date, with Safe Harbor available via the RND. Provides line type and carrier for the current or newer phone number, where applicable.
Comply with the TCPA or FDCPA and avoid litigation when making outbound calls to various line types.
Contact Enrichment
Contact Enrichment provides batch phone number enrichment and verification of a customer's contact list. Enriched phone numbers are ordered by how likely the number is to be answered (contactability ranking).
