Prove Identity Manager

What are the biggest retail fraud trends as we move into the holiday season and how does digitial identity tie in?

Underbanked consumers rely heavily on fringe financial service providers to conduct routine financial transactions and pay high fees in the process.

Global investments in FinTech ventures tripled to $12.21 million in 2014, which means FinTech gained significant momentum and became a hot spot attracting a lot of attention.

Cloud and mobility are enabling the next generation of banking and commerce experiences. Cardless ATMs and withdrawing cash without cards are great examples of such innovations.

The development of biometrics on mobile devices is set to have an outsized impact on mobile wallets and international money transfers.

With automated systems and digital processes embedded in almost every modern bank’s service offering, it is interesting to observe the many transformations that technologies like AI and Open banking have brought into the industry.

A new study by the National Bureau of Economic Research has found that credit scores aren’t the only indicator of credit risk – your digital footprint might work as well.

An estimated 1.7 billion adults remain without basic access to financial services, and billions are still underserved.

InsurTech is becoming a hot topic and sector for bright entrepreneurs to develop disruptive solutions.

The PSD2 (Revised Payment Service Directive) – going to be implemented across SEPA (Single Euro Payments Zone) in 2018 – will bring about many changes to how financial services are delivered to customers.

While it is hard for a first-world millennial to imagine not paying bills or rent online or not having money in a savings account, there is a massive portion of the world’s population that doesn’t even have that opportunity.

According to a prediction by eMarketer, 22% of all retail commerce sales in the US will come from purchases made on mobile devices.