What Is Disability Fraud and How Can Consumers Protect Themselves?

In the latest episode of Prove’s Fraudcast, I spoke with Mary Ann Miller, an expert in the fraud and identity space who has been featured by Bloomberg, Forbes, BBC News, NPR, American Banker, USA Today, and others, about the concerning rise in disability fraud, a scheme that is preventing some victims from accessing the benefits they need to survive. 

Read an excerpt from our conversation below or watch the video for more insights on disability fraud and what consumers and companies should be on the lookout for: 

Mary Ann, many of us have seen the news articles or even heard first-hand reports about becoming victims of disability fraud. Can you explain what the scam is and how it works?

Mary Ann: Simply put, this is a scam when a person uses your identity to apply for a disability claim to obtain benefits. A bad actor with your identity information and – sometimes – other falsifying documents goes online and completes the process. This fraud is being committed by very organized criminal gangs and is targeting professionals like doctors, lawyers, and even fraud executive leadership teams.

What signs should consumers look out for? What can consumers do to prevent themselves from becoming victims?

MA: First, if your employer asks if you applied for disability and you did not, do not panic. Simply tell your HR partner you did not apply, are a fraud victim, and would like to file a fraud report. Also, another important note for companies, make sure you are aware of this fraud increase and approach your employees with this information in mind.

Any final insights you can share with our audience?

MA: Disability claim fraud is increasing; it’s important for the government agencies to work closely with businesses and employees to understand if the spike in claims is related to fraud and ensure these victims of fraud are given the correct information to file fraud reports and ensure the matter is resolved.

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